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scgov.net - Home Help
Help for Homeowners Videos
 
Episode One: Options to Foreclosure (March 2, 2009)
  Segment 1: Overview of Foreclosure
   

Homestead, what is it?
Mortgages explained
Foreclosures explained

  Segment 2: 5 Alternatives to foreclosure
   

The dangers of Deed in lieu of foreclosure
Confession of judgment explained
What are Deficiency judgments?

  Segment 3: Short sales
   

Short sales: the process
Tax issues and short sales

  Segment 4: Loan forbearance and modifications
   

The problems with Forbearance agreement
Loan Modifications – most promising and most difficult

  Segment 5: The good and bad about loan modifications
   

Loan modifications (continued)
Attorneys discuss their experience with loan modifications

  Segment 6: Bankruptcy in brief and ideas for new laws
   

Bankruptcy briefly reviewed (more details coming in Show 3)
Panel members discuss changes in law that would help owners

  Segment 7: Foreclosure process examined
   

How the foreclosure process starts: letters from lenders
How long lenders will wait before filing suit against non-paying owner?
How legal proceedings start
Where to go for help and information?
How attorneys can help?

  Segment 8: How lawyers can help
   

How attorneys can help (continued)
What attorneys charge to help?
Cheap way to hire attorney: Limited representation
Where to go to find attorneys to defend or conciliate for reduced fees?
What happens after foreclosure papers are served?
Loss mitigation departments: what they are and their role in foreclosure

  Segment 9: Lawyers talk about defenses to foreclosures
   

How attorneys can help? (continued)
Brief discussion of defenses to foreclosure

Episode 2       Episode 3

NOTE: Viewers will need Windows Media Player to view shows.

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