BEST
MANAGEMENT PRACTICES
ADOPTED NATIONAL FLOOD INSURANCE PROGRAM AND REGULATIONS
1971
COMMUNITY RATING SYSTEM PROGRAM 1992 |
Have a
Flood
Emergency Plan,
Prepare a Kit, and Stay Informed.
Everyone is in a flood zone with a risk designation of High,
Medium or Low.
Most property insurance plans do not cover flood loss damages. There is a thirty day waiting period for coverage. Residential
flood premiums for a medium to low risk property may be as
little as $300 a year for both structure and contents.
To find out your flood
risk or to calculate your premium visit
www.FloodSmart.gov.
Communities with flood insurance coverage in force recover much
faster when a flood event happens.
County’s Best Management Practices
for Flood Protection include: Adoption of the
National Flood Insurance Program (NFIP)
1971; and participation in the
Community Rating System Program since
1992. The CRS rating is based on 18 creditable activities,
organized under four categories: Public Information; Mapping
and Regulations, Flood Damage Reduction, and Flood Preparedness.
Among 22,000 communities, we are in the top six percent meeting three
primary goals of the CRS:
Benefits:
Residents and Business Owners annually save between $5M and
$6.3M on national flood insurance premiums since May 1, 2007. Approximately 47,000 property owners have in force protection
for $11B in assets with the NFIP. Should a flood event occur,
those covered will make a claim and receive a check.
Flood history:
Since 1982, property owners here have received over $24M in
flood claims from the NFIP.
Our
local flood history
Why are we vulnerable to flooding? Tropical
storm events, coupled with our flat topography and miles of
coastline, barrier islands, waterways (i.e. rivers, streams, &
canals).
What is a floodplain?
A floodplain is any
area of land subject to inundation by water from any source with
a one percent chance of occurring annually (based on scientific
data).
Types and categories of flooding
that can occur here include
riverine (overbank,
flash and
subsidence);
Shallow; and
Storm Surge (wave
action and erosion).
Learn about
urban drainage
or
See real-time and historical
rainfall data.
What
is Surface Water Run-off?
When
the rainfall intensity exceeds the evaporation rate and
infiltration capacity of the soil.
Sarasota County's
Stormwater Environmental Utility
was formed in 1989.
Is it floodwater or stormwater?
|
|
Floodwater |
Stormwater |
|
Flow
directions in major streams |
Water
overflows the channel and moves away from the stream |
Water
runoff flows towards the channel or conveyance structure |
|
Nature of
stream |
Large
natural channel typically in a rural area |
Small
constructed or modified channel in urban area |
|
Size of
drainage area |
Contributing drainage area is greater than one square
mile |
Contributing drainage area is less than one square mile |
|
Stream
flow |
Continuous |
Discontinuous |
|
