Secured versus unsecured loans
Bankruptcy limitations on Florida homesteads: It's not all exempt

Continued discussion about exceptions to Florida homestead exemptions
Debtors are not facing arrest or jail
Not all homesteads are protected from creditors
Hazards of bankruptcy – effects on credit
How long the stigma of bankruptcy affects credit?
Can a bankrupt person get a credit card?

Bankruptcy and credit cards
Chapter 7 and Chapter 13: What’s the difference?
Recent changes in bankruptcy laws: less protection for homeowners
What happens when bankruptcy is filed during a foreclosure?

Bankruptcy stays and how long foreclosures are frozen
Bankruptcy may require owner to give up home
Dangers of ignoring court papers served on owner

Scam artists and legitimate consumer credit counselors
Foreclosure Fraud Rescue Prevention Act
Florida Bar Referral Service – inexpensive legal advice
Hazards of not taking action

The impact of foreclosures on the Court
The size of the problem in the 12th Circuit
The wall of silence

The Homestead Foreclosure Conciliation Program explained
     How it works?
     Who is eligible?
The role of Legal Aid of Manasota

Judge’s view of the foreclosure process
How judges handle foreclosures"
Problems with the law firms representing bulk filers of foreclosures

Dangers of ignoring court papers
Overlooked defenses
The role of the judge
On line auctions of foreclosed properties
How title changes from owner to lender

The last step in a foreclosure case
The Writ of Possession
The Sheriff’s role
Where to go for help – resources
Foreclosure Resource Assistance Network
Final tips and advice from the attorneys