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Long
Term Care coverage is widely promoted as a financial planning tool to
both preserve personal wealth and enable some control of treatment
options related to extended illnesses. Generally known for providing
nursing home coverage, it also provides extended home health care and is
frequently used by younger policy holders recovering from serious
injuries or accidents. The cost of coverage depends on the options
selected and increases with age.
The County provides a core
benefit to manager, general manager and executive class employees with
buy-up options available. Regular class employees may purchase coverage
at a group-discount rate via after-tax payroll deduction. Full-time,
active employees, spouses, adult children, siblings, parents (in-law)
and grandparents (in-law) ages 18 to 80 may apply with medical
underwriting. Payroll deduction is available for employee and spouse
coverage only. Coverage for other family members will be billed directly
by UNUM.
Consult the product brochures below for details. |