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scgov.net - Employee Health and Benefits
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Accident
Insurance |
| Accidents most frequently happen in
places where we spend the most time – in the home or during sports or
leisure activities. Approximately 22 percent of injury visits to
hospital emergency rooms or urgent care clinics are the result of a
sports-related activity for persons between the ages of 5 and 24. Our
medical insurance plans provide coverage for related expenses but
require co-payments, deductibles and co-insurance. The Colonial accident
plan provides coverage that can offset expenses not paid by medical
insurance. The plan pays various fixed dollar amounts in addition to any
medical plan coverage for injuries such as dislocations and fractures,
as well as reimbursements for follow-up care and health screenings. The
plan also includes coverage for hospital admissions and surgical care.
This coverage is employee-paid and is available via pre-tax payroll
deduction. Consult the policy brochure for details. |
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