Part 1 - The flood hazards shown on NFIP maps
are based on the best information available at
the time the maps were prepared. In many areas,
hydraulic and hydrologic studies were conducted
to reflect the long-term projection of flood
risk. Because of the infrequent occurrence of
flood events and the relatively short history of
the NFIP, Special Flood Hazard Areas (SFHAs) are
not based only on the past flooding occurrences.
The fact that a flood hasn't occurred within
memory doesn't mean one won't happen soon. The
100-year flood is a relatively rare event (1
percent chance in any given year), but
structures located in the floodplain have a
significant chance (26 percent) of suffering
flood damage during the term of a 30-year
mortgage. For these reasons, flood insurance is
required as a condition of receiving Federal or
federally-backed financial assistance.
Part 2 – Weather patterns are changing. See
important links Rainfall Comparisons from 1976
to 2006 in Sarasota County. Click here for
rainfall data:
ARMS