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Sarasota County Utilities, Water
Flood Protection FAQs from Local Residents
Just click on a question to see the answer.
 
FAQs about Flood Maps and Flood Zones
Where can I find a Flood Insurance Rate Map (FIRM) or Flood Insurance Study (FIS)?
How can I tell what flood zone I am in?
The Emergency Services Map Web site "What's My Zone", shows my property as a C zone, isn't that the same thing as a FEMA flood zone?
What is a Special Flood Hazard Area (SFHA)?
Where do I find information on a Letter of Map Amendment (LOMA), Letter of Map Amendment (LOMA-F)? 
Who is the Sarasota county contact for assistance with LOMA, LOMA-F, CLOMA? 
The map shows that my lot is in the mapped floodplain, but the ground my house is on is higher. I believe I shouldn't be shown in the floodplain. What are FEMA's requirements to remove land or a building from the 1 percent annual chance flood hazard area? 
My insurance agent and my mortgage company do not agree on my flood zone. What should I do? 
Can I get a good flood insurance rate on a building in an AE Zone that is flood proofed to the base flood elevation? 
What's the best way to get a good flood insurance rate for a new building in an approximate A Zone?
What is map modernization?

FAQs about Elevation Certificates

FAQs about Flood Insurance

My bank said I'm in the floodplain and have to buy insurance. I don't believe it. What can I do?
I am a renter, can I get flood insurance?
I live in a condo and I am on the third flood, what should I know about  flood insurance?
What are the maximum amounts of flood insurance coverage available?
What was decided about insurance coverage for flood and wind-driven rain after Hurricane Katrina?
What is Increased Cost of Compliance (ICC)?
Is there much of a cost savings on flood insurance if the lowest floor of a post-FIRM (constructed after Dec. 31, 1974) is one foot above the BFE (Base Flood Elevation) instead of at the BFE? 
I heard that the FEMA FIRM Maps are changing (map modernization) and I can get grandfathered in at a lower flood insurance premium if I buy before they are adopted?
Can I wait and buy a flood insurance policy after I hear the National Weather Service issue a flood warning? 
What programs are likely to require a flood insurance policy as a condition of financial assistance? 

FAQs about the Local Flood Hazards

FAQs about Grant Assistance for Flooded Structures Before It Floods

 
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